Rates & Fees

Current Rates

Share Certificates Rate APY*
6 months ($500 min) .25% .25%
12 months ($500 min) .30% .30%
24 months ($500 min) .35% .35%
36 months ($500 min) .40% .40%
 

Share Certificate Special

  • 6 Month (500 Min) APY 5%
  • 9 Month (500 Min) APY 5.25%
  • 13 Month ($500 Min) APY 2.25%
  • 25 Month ($500 Min) APY 2.5%

**Rates Subject to Change Without Notice**

 

 

APY means Annual Percentage Yield.
** Rates are paid quarterly.
Shares (Savings over $200) 0.25% 0.25%
Share Draft (Checking over $500) 0.25% 0.25%

Share Draft Account Fees

  • Overdraft $27.00
  • Stop Payment $15.00
  • Deposited Item Returned $27.00
  • Duplicate Visa Debit Card Replacement $10.00

Club Account Fees

  • Christmas Club Account early withdrawal $10.00
  • Vacation Club Account early withdrawal $10.00

Other Service Fees (Applicable to All Accounts)

  • Wires Sent $20.00
  • Incoming Wire $4.00
  • International Wires Sent $55.00
  • Debit Card Payment Convenience Charge $3.00